★ Rating percentages & 2026 pay
VA Rating for Bipolar Disorder
38 CFR § 4.130, Diagnostic Code 9432
Every percentage, and what it pays in 2026
| Rating | 2026 monthly | What that level generally requires |
|---|---|---|
| 0% | — | Diagnosed condition, but symptoms are not severe enough to interfere with work or social functioning, or symptoms are controlled by continuous medication. |
| 10% | $180/mo | Occupational and social impairment due to mild or transient symptoms that decrease work efficiency only during periods of significant stress. |
| 30% | $552/mo | Occasional decrease in work efficiency with intermittent inability to perform tasks; depressed mood, anxiety, suspiciousness, panic attacks (weekly or less), chronic sleep impairment, mild memory loss. |
| 50% | $1,133/mo | Reduced reliability and productivity; flattened affect; circumstantial speech; panic attacks more than once a week; difficulty understanding complex commands; impairment of memory; impaired judgment; disturbances of motivation and mood; difficulty in establishing effective work and social relationships. |
| 70% | $1,808/mo | Deficiencies in most areas (work, school, family, judgment, thinking, mood); suicidal ideation; obsessional rituals; near-continuous panic or depression; impaired impulse control; spatial disorientation; neglect of personal appearance; difficulty adapting to stressful circumstances; inability to maintain effective relationships. |
| 100% | $3,939/mo | Total occupational and social impairment due to symptoms such as: gross impairment in thought processes or communication; persistent delusions or hallucinations; grossly inappropriate behavior; persistent danger of hurting self or others; intermittent inability to perform activities of daily living; disorientation to time or place; memory loss for own name, occupation, or close relatives. |
Criteria paraphrased from 38 CFR § 4.130, Diagnostic Code 9432. Rates are the published 2026 schedule (effective December 1, 2025, 2.8% COLA) and are shown for reference only — they are not an estimate of what any individual claim will pay. 10% and 20% pay a flat amount with no dependent increase.
What it adds to your existing rating
Combine it with your current rating
VA does not add ratings together — it combines them on a "whole person" basis under 38 CFR § 4.25, then rounds to the nearest 10.
Illustrative math on the published 2026 rate schedule for a veteran with no dependents. It is not a prediction, an estimate of your claim, or a statement that any rating is achievable.
Why a rating lands lower than the records suggest
- The exam captured a good day. Ratings are built from what the C&P examiner recorded. If flare-ups, fatigue, or repeated-use loss were not documented, they were not rated — 38 CFR § 4.40 and § 4.45 require them to be considered when they are in the record.
- The criteria were read as a checklist. Under 38 CFR § 4.7, when the disability picture more nearly approximates the higher level, the higher level applies. A partially-met tier is not automatically the lower tier.
- Secondary conditions were never claimed. A separately ratable secondary condition adds to the combined rating; it does not raise this diagnostic code's percentage.
- Pyramiding was applied too broadly. 38 CFR § 4.14 bars rating the same symptom twice — it does not bar rating distinct manifestations under different codes.
For the full evidence checklist, C&P exam detail, and secondary pathways, read the complete Bipolar Disorder claim guide.
Common questions
What is the highest VA rating for Bipolar Disorder?
The schedular maximum under 38 CFR § 4.130, Diagnostic Code 9432 is 100%. A higher combined rating is possible when other service-connected conditions, secondary conditions, or an extraschedular or TDIU pathway apply, but those are separate determinations.
How much does a 100% rating pay in 2026?
$3,939 per month for a veteran with no dependents, under the rate schedule effective December 1, 2025 (2.8% COLA). Ratings of 30% and above increase with dependents.
Can Bipolar Disorder be rated at 0%?
Yes. VA can grant service connection and assign a noncompensable (0%) rating when the condition is established but the findings do not meet the criteria for a compensable level. A 0% rating still preserves the effective date and can be increased later if the condition worsens.
Can bipolar be a presumptive condition?
Psychoses are presumptive within one year of separation. Bipolar with psychotic features may qualify; pure mood-cycle bipolar typically requires direct evidence.
Think your Bipolar Disorder rating is too low?
Four fields. A VA-accredited claims agent reviews it and responds within 3–5 business days. No fee unless past-due benefits are awarded on an appeal.
Requesting a consultation does not create representation and is not a guarantee of any outcome. Representation begins only after a written fee agreement and VA Form 21-22a are signed.